Communicating Your Estate Plan to Family and Beneficiaries

Effective communication is a critical, yet often overlooked, component of estate planning. Sharing the details of your estate plan with your family and beneficiaries can prevent misunderstandings, min ...

Setting Up a Living Trust: Step-by-Step Guide

Setting up a living trust is a vital step in estate planning that can simplify the management and distribution of your assets while helping to avoid the lengthy and often costly probate process. By fo ...

Trusts 101: Understanding Different Types and Their Benefits

Trusts are indispensable tools in estate planning, offering a range of benefits tailored to meet various needs and goals. Understanding the different types of trusts and the advantages they provide is ...

Creating a Will: Essential Steps and Considerations

Creating a will is a crucial aspect of estate planning, providing a clear roadmap for how your assets will be distributed after your death. This process is not just about listing your possessions and ...

Estate Planning 101: Why You Need a Will and Trust

Estate planning is an essential process that everyone should consider, regardless of their level of wealth or the size of their assets. At its core, estate planning involves preparing and organizing t ...

Live Rich - Part 2

Living a rich life is not just about having money; it's about enjoying your wealth while maintaining financial stability. Here are some principles to help you live richly without compromising your fin ...

Get Rich - Part 1

Achieving financial wealth is a goal many of us aspire to, but it requires a strategic approach and a disciplined mindset. By understanding the unique economic landscape and leveraging local opportuni ...

The Power of Compound Interest: How Small Investments Can Grow Over Time

Compound interest is often referred to as the eighth wonder of the world, and for good reason. It has the remarkable ability to transform small, regular investments into substantial wealth over time. ...

Ethics in Finance: Building a Sustainable and Trustworthy Financial System

Ethics in finance is a cornerstone for establishing a sustainable and trustworthy financial system. In an industry where trust and integrity are paramount, adhering to ethical standards can prevent mi ...

The Risk-Return Paradox: Balancing Profit and Prudence in Finance

The risk-return trade-off is a cornerstone concept in finance, asserting that higher returns typically come with higher risks. However, this relationship is not always linear, leading to the emergence ...

Decoding Modern Banking: Complexity, Innovation, and Regulation

Modern banking has evolved significantly from its origins as simple depository institutions. Today, banks are complex entities involved in a wide range of financial services, from investment banking t ...

Understanding Financialization: How Trading Culture Dominates Modern Finance

Financialization refers to the increasing dominance of financial motives, markets, actors, and institutions in the economy. Over the past few decades, this phenomenon has profoundly transformed the la ...

The True Role of Financial Markets: Facilitating Capital Flow and Managing Risks

Financial markets are often misunderstood as mere venues for trading stocks and making quick profits. However, their true role extends far beyond these simplistic perceptions. Financial markets are in ...

The Benefits of Short Selling in a Declining Market

Short selling can be a powerful strategy for investors in a declining market. By betting against overvalued stocks, traders can potentially profit from falling prices. However, it's essential to navig ...

What Technical Indicators Are Useful and Their Role in Timing Sales and Short Sales

**Mastering the Art of Timing: Key Technical Indicators for Sales and Short Sales** Technical indicators are crucial tools for investors looking to time their sales and short sales effectively. Under ...

How Market Downturns Can Actually Benefit Investors: Understanding Market Downturns and Turning Challenges into Opportunities

Market downturns can be unsettling, but savvy investors know how to leverage these periods to their advantage. Here's how you can benefit from price declines. **The Opportunity in Market Corrections* ...

Understanding the Differences Between Saving and Investment: A Comprehensive Guide

In the realm of monetary theory, the concepts of saving and investment play crucial roles in shaping the economic landscape. While often used interchangeably in casual conversation, saving and investm ...

Trading vs. Gambling: Why Trading is a Smart Financial Strategy and Gambling is Not

In the realm of financial activities, the line between trading and gambling is often blurred by misconceptions. While both involve risk and the potential for loss, the similarities end there. Trading, ...

Backtesting Trading Strategies: How to Use Historical Data to Improve Your Trades

Backtesting is a powerful tool that allows traders to evaluate the effectiveness of their trading strategies using historical data. By simulating trades based on past market conditions, traders can ga ...

Psychology of Trading: Mastering Your Emotions for Better Performance

The psychology of trading is a critical yet often overlooked aspect of achieving success in the financial markets. Mastering your emotions can significantly enhance your trading performance, as emotio ...

Technical Analysis vs. Fundamental Analysis: Which Approach is Right for You?

In the world of trading, two primary approaches dominate the landscape: technical analysis and fundamental analysis. Both methods have their strengths and weaknesses, and the right approach for you de ...

Risk Management Strategies for Traders: Protecting Your Capital

Risk management is the cornerstone of successful trading. Without effective risk management strategies, even the most promising trades can lead to significant losses. Protecting your capital should be ...

Developing a Solid Trading Plan: The Key to Consistent Success

Developing a solid trading plan is crucial for anyone looking to achieve consistent success in the trading world. Without a clear plan, trading can quickly turn into gambling, where decisions are base ...

Differences Between Exchange-Traded and Non-Exchange Traded Financial Products

**Differences Between Exchange-Traded and Non-Exchange Traded Financial Products** Investors have access to a wide range of financial products, broadly classified into exchange-traded and non-exchang ...

An Introduction to Derivative Instruments in Financial Markets

**Understanding Derivative Instruments in Financial Markets** <br> Derivative instruments are financial contracts whose value is derived from underlying assets, such as stocks, bonds, commodities, or ...

Understanding the Dynamics Behind Stock Price Movements

Stock prices fluctuate based on various factors that savvy investors need to monitor to navigate the market effectively. These factors encompass a wide range of influences, from company-specific finan ...

Factors Influencing Stock Prices: A Guide for Investors

Stock prices are influenced by a myriad of factors that investors need to understand to make informed decisions. These factors range from company-specific events to broader economic and market conditi ...

The Evolution of Market Anomalies: A Journey Through Time

**The Early Days of Market Anomalies** <br> In the early days of the stock market, anomalies were often overlooked or misunderstood. Limited access to information and rudimentary analysis tools made i ...

Unveiling Equity Market Anomalies: Your Path to Profitable Investments

**Understanding Equity Market Anomalies** <br> Equity market anomalies refer to patterns or trends in stock prices that contradict the efficient market hypothesis (EMH), which states that all known in ...

Dodging Financial Pitfalls: Avoiding Common Investment Mistakes

Investing can be fraught with pitfalls, but understanding common mistakes and how to avoid them can help investors make more informed decisions and achieve better financial outcomes. This article high ...

Crafting a Resilient Portfolio: Diversification Strategies Unveiled

Diversification is a cornerstone of successful investing, and we need to understand how to achieve it effectively. Let's delve into how individual investors can apply these strategies to build a diver ...

Why Investing in Health Is Important

We often hear the phrase, “Health is wealth,” and it couldn’t be more accurate. Investing in your health is one of the most important financial decisions you can make. Here’s why. Firstly, if you’re ...

Why You Need at least 6 Months of Emergency Funds

Imagine this: you’re cruising along in life, your job is going well, and you’ve just signed a contract to buy a new house or car. Then suddenly—bam!—you’re laid off. Or maybe an unexpected medical bil ...

Should I Invest in a Big Car on My RM4000-RM5000 Salary?

So, you’re earning between RM4000 and RM5000 a month and you’re thinking about buying a big, shiny car. Tempting, right? But let's pump the brakes and consider a few things before you make that purcha ...

How to Balance Liquidity Needs with Long-Term Investment Goals

Balancing liquidity needs with long-term investment goals is a crucial aspect of effective wealth management. Here’s how to strike the right balance: **Emergency Fund** <br> Establishing a robust eme ...

Top Trends in Private Wealth Management for 2024

The private wealth management industry is evolving rapidly, influenced by technological advancements and changing client expectations. Here are the top trends to watch in 2024: **Digital Transformati ...

Private Wealth Management vs. Financial Planning: Key Differences Explained

While private wealth management and financial planning share common goals, they cater to different needs and offer distinct services. Here’s a detailed breakdown of the key differences: **Target Audi ...

How to Navigate Complex Family Dynamics in Wealth Planning

Wealth planning often requires deftly handling complex family dynamics that can significantly impact financial decisions and family harmony. Here are strategies to manage these complexities effectivel ...

Comparing Stocks and Bonds - Key Differences and Investment Considerations

Stocks and bonds are fundamental components of an investment portfolio, each offering unique benefits and risks. Stocks: Represent ownership in a company. When you buy stocks, you become a shareholde ...

An Overview of Basic Financial Instruments in the Market

Financial instruments are essential components of the financial markets, enabling the transfer of capital and risk. They can be broadly categorized into three main types: equity, debt, and derivatives ...

Hidden Treasures: Mastering the Art of Spotting Undervalued Stocks

Hidden Treasures: Mastering the Art of Spotting Undervalued Stocks In the dynamic world of investing, the ability to identify undervalued stocks can be the key to achieving significant returns. This a ...

Importance of Insurance in Wealth Preservation

Insurance is a fundamental aspect of wealth preservation, serving as a safety net that shields your assets and financial well-being. To appreciate its significance fully, let's explore the basics of i ...

Effective Retirement Planning

Retirement planning is a lifelong journey that requires careful preparation and consistent effort ...

The Role of Estate Planning in Private Wealth Management

Estate planning is a critical aspect of private wealth management, ensuring your legacy is preserved and your wishes are honored. ...

Top Tax-Efficient Investment Strategies for High Net-Worth Individuals

High net-worth individuals (HNWIs) have unique opportunities to optimize their investment strategies for tax efficiency. These strategies can significantly enhance wealth accumulation and preservation ...

Asset Allocation

Asset allocation is the art of balancing risk and reward in your investment portfolio. It’s not just about picking the right stocks or bonds; it’s about creating a strategy that aligns with your finan ...

Key components of a Comprehensive Wealth Management Strategy

Creating a comprehensive wealth management strategy is akin to constructing a robust financial fortress. Each component serves as a vital pillar, ensuring the stability and growth of your wealth over ...

Essential Accounting Principles for Non-Accountants and Investors in the Malaysian Stock Market

Unlock the essential guide on accounting principles in the Malaysian stock market. Learn how Accrual, Consistency, Going Concern, Prudence, and Matching Principles can transform your investment approa ...

Kieran Lim Shen Jie  ·  

What Books Should You Read to Start Learning About Stock Trading?

A Random Walk Down Wall Street The Great Game Starting From Zero Basics of the Stock Market How to Pick Growth Stocks ...

Achieving Financial Security: A Path to Peace of Mind

Discover the essentials of financial security and how it paves the way for a stress-free financial future. Learn strategies for saving, investing, and managing debt to build a robust financial foundat ...

The Ultimate Guide to Wealth Building: A Journey to Financial Freedom

Explore the secrets of wealth building in this insightful guide. Learn strategies for financial growth, investment tips, and how to create a secure financial future, empowering you to achieve financia ...

Hot Weather Related Stock

Hot Weather Related Stock ...

Dyce Lim, Research Analyst  ·  

EWINT股价回升：短暂好转还是春天已至？

Eco World这家房地产公司相信大家都有所耳闻。但是你可能不知道，除了在马来西亚的项目之外，Eco World还在国外拓展了品牌。今天，我们将会探讨的是它的附属公司——Eco World International Berhad（EWINT,5283）。自2017年主板上市以来就进入冬眠状态，股价跌跌不休，一直处于低迷状态。然而，近期这只股悄悄的从低点回升，交易量也逐渐活跃。现阶段的上升趋势只 ...

Dyce Lim, Research Analyst  ·  

AutoCount，首家会计软件IPO

AutoCount是一家为中小型企业提供财务管理解决方案的软件公司，成立于1996年，由集团董事经理朱运铁（Choo Yan Tiee）和集团主席朱进平（Choo Chin Peng）创立。总部位于雪兰莪 Ara Damansara的Oasis Corporate Park，前身为BCE Software Sdn Bhd。目前是马来西亚领先的会计和商业软件开发商。其主要业务是开发与提供高质量的会计 ...

Steven Kiang Kai Han, CFP  ·  

TED Optimus Trading Tournament 2023 Terms & Conditions

The below Terms & Conditions shall be applicable to the TED Optimus Trading Tournament 2023 (the "Tournament"). ...

Charlie Yuan Ting Jing, CFA, CQF  ·  

T7Global 好事“油”然而生

T7 Global 创立于1990年，2005年于马股上市, 在2016年易名成T7 global。T7 Global 在油气领域拥有超过30年的经验，是业界有名的综合方案供应商。在近些年，领导层也积极扩展公司的核心业务范围，扩大产品服务供应。 ...

Jayden Yit Hong Ren  ·  

Gold and the Stock Market: A Correlation You Can't Ignore

Gold prices and the stock market have long been thought of as two completely different entities. Gold is a metal that has been used as a form of currency and investment for centuries. Gold is scarce, ...

Joyce Lok Wye Jen, Research Analyst Intern  ·  

Heart vs Head: The Battle of Emotional Reasoning

Have you ever made a judgment based on your emotion? Have you ever found yourself thinking “I know this test will fail because I feel scared.” If this sounds familiar to you, you must have experienced ...

Dyce Lim, Research Analyst  ·  

Investing in Unit Trusts in Malaysia: A Step-by-Step Guide

Unit trusts are a popular investment choice, but it's important to remember that unit trusts are not completely risk-free. Before investing in a unit trust, there are several important factors that in ...

Looi Shin Nye, Research Analyst Intern  ·  

What is Anchoring Bias?

Anchoring bias is a cognitive bias that describes the tendency for individuals to rely too heavily on the first piece of information they receive when making a decision. This initial piece of informa ...

Dyce Lim, Research Analyst  ·  

What is Sunk Cost Fallacy

Sunk cost, also known as the retrospective cost is a cost that has already been incurred and cannot be recovered. This type of cost is often taken into account when making decisions about whether to c ...

Dyce Lim, Research Analyst  ·  

Robots Trend and Its Effect

Given the increasingly fast-paced nature of the world we live in, technology has become ubiquitous in both our daily lives and operations. Mobile devices and computers are no longer just beneficial - ...

Dion Chai, Research Analyst  ·  

Are Real Estate Investment Trusts Right For You?

REITs are a great way to invest in real estate without having to directly manage the property. Investors can invest in a variety of property types, including office buildings, retail centers, warehous ...

Lim Wuan Chin, Research Analyst Intern  ·  

The Ultimate Guide to Real Estate: Everything You Need to Know

Real estate in Malaysia is gaining popularity as an investment and speculation opportunity due to the country’s strong economic growth and availability of affordable housing. The Malaysian real estate ...

Lim Wuan Chin, Research Analyst Intern  ·  

Investor Psychology

Several variables influence stock prices in the short term, but all too often, it becomes a psychological game. Fundamental and Technical analysis can provide a foundation for your investment decision ...

Dyce Lim, Research Analyst  ·  

Alternative Investments in Malaysia: Why You Should Consider Them

There are loads of different alternative investments in Malaysia. Some of the investments investors will know inside out, some of the investments that investors might have come across once or twice, a ...

Lim Wuan Chin, Research Analyst Intern  ·  

ETFs in Malaysia

Exchange Trade Funds (ETFs) are open-ended investment funds that are traded on stock exchanges and that seek to replicate the performance of a particular market index. ETFs, offer investors exposure t ...

Looi Shin Nye, Research Analyst Intern  ·  

All You Need to Know About Unit Trusts: A Comprehensive Guide For Beginners

Unit Trust, also referred to as mutual funds, allow investors with shared goals to pool their money together and invest in a portfolio composed of various asset classes like cash, derivatives, shares ...

Looi Shin Nye, Research Analyst Intern  ·  

Political Concept Stocks in Malaysia

A political concept stock can be called a government-linked stock. Listed companies that are directly or indirectly related to political parties are considered to be political stocks. These stocks are ...

Dion Chai, Research Analyst  ·  

Maybank - Stock Debate #1 (Summary)

Is Maybank a good investment? Following is a summary of both sides of the debaters. ...

Lim Wuan Chin, Research Analyst Intern  ·  

5 Common Hedge Fund Strategies Explained

Hedge funds are investment vehicles that are available only to a selected group of investors, including high net worth individuals who are known as accredited investors as well as institutional invest ...

Joyce Lok Wye Jen, Research Analyst Intern  ·  

Understanding Alternative Investments

Other than mainstream investments like stocks, bonds, cash, and gold, there is another type of investment called an Alternative Investment. Alternative investments are those that are not commonly inve ...

Lim Wuan Chin, Research Analyst Intern  ·  

Historical Effect of Political Elections on Stock Market in Malaysia

Since its independence in 1957, Malaysia has held 13 general elections. Our country has a parliamentary system of government, and the Prime Minister is the head of government. The last general electio ...

Dion Chai, Research Analyst  ·  

Are ETFs a Good Investment?

An Exchange Traded Fund (ETF) is an open-ended investment fund that is traded and listed on a stock exchange throughout the day. ETFs are simple and effective investment tools that operate similarly t ...

Looi Shin Nye, Research Analyst Intern  ·  

Hedge Funds vs Mutual Funds: Which is Right for You?

When it comes to investing, there are a lot of options to choose from. Two types of investment vehicles that are often compared to one another are hedge funds and mutual funds. But what is the differe ...

Joyce Lok Wye Jen, Research Analyst Intern  ·  

What You Need To Know About Behavioural Bias To Invest Successfully

The traditional finance theory suggested that investors are generally assumed to be rational. They are believed to be based solely on their interests, omniscient about market information and risk-aver ...

Dyce Lim, Research Analyst  ·  

What is the Overconfidence Bias

The overconfidence bias is a well-documented phenomenon in the field of psychology. It occurs when people display an unrealistically positive view of their own abilities, judgments, and prospects. Thi ...

Alex Chong Wei Kang, Research Analyst Intern  ·  

What is the Confirmation Bias

Can you believe there is 5% of Americans believe in the Moon Landing in 1969 is faked, even today that multiple countries already had probes orbiting the moon? That’s about 16 million people who belie ...

Alex Chong Wei Kang, Research Analyst Intern  ·  

What is Loss Aversion

Loss aversion is the term used to describe the phenomenon of people's natural tendency to avoid losses. The psychological feeling caused by a certain amount of loss is, on average, twice as strong as ...

Dyce Lim, Research Analyst  ·  

What is the Availability Heuristic

Investment psychology is a broad topic across behavioural finance and psychology, it massively affects each and every investment decision made by an investor with or without their consciousness. Hence ...

Alex Chong Wei Kang, Research Analyst Intern  ·  

MRT3 Compulsory Land Acquisition Article

Parliament approved an RM50.2b MRT3 Project on 2nd Aug 2022. Questions arise about the necessity of a sky-high budget MRT Project, especially the RM8.4b allocated to land acquisition. ...

Alex Chong Wei Kang, Research Analyst Intern  ·  

MRT3 Potential Winning Tenders

The MRT3 Circle Line Project is a mega infrastructure project planned to execute as earlier as 2017 and the MRT Corp once open for the tender process as earlier as November 2017, but the political par ...

Alex Chong Wei Kang, Research Analyst Intern  ·  

Find Out What Investment Strategy Fits Your Personality With This Quiz

Investing can be a great way to grow your wealth over time. But before you start investing, it's important to figure out what investment strategy is right for you. The quiz further in the content will ...

Charlie Yuan Ting Jing, CFA, CQF  ·